Proof of income verification for auto lenders.
Collect pay stubs, licences and proof of address through a secure link at the dealership or online, see forensic signals on each file, and keep a record of every funding decision.
in US auto loan fraud exposure in 2025, with income and employment misrepresentation making up 45% of it.
Source: Point Predictive, 2026 Auto Lending Fraud Trends ReportThe stips, collected and checked
Applicants send documents from their own phone; your team sees signals before funding.
Pay stubs and proof of income
Signals when a stub's structure or figures suggest it was edited or generated from a template.
From request to a decision you can stand behind.
Four steps, in the order a careful reviewer would take them.
Request
Send each person a secure, one-time link listing exactly what to provide. No account to create.
A stip review workspace for funding teams
Run a workspace per dealer group, region or lending program.
- The review queue puts files that need a closer look first.
- Requirements matrix shows which deals are complete and which are waiting on a stip.
- Ask the applicant for a corrected document without a phone call.
- A Defensible Record for every funded deal.
Evidence you can trust. Decisions you can defend.
A wrong flag can cost someone a job or a loan. Nothing here happens on a machine's word alone.
Evidence, not accusation
Truvasse shows what it found and why it might be innocent. It never declares a document genuine or fake. A person always makes the call.
Frequently asked questions
Can Truvasse catch a fake pay stub?
Truvasse shows forensic signals, such as signs a stub was edited or built from a template, with where they were found. It does not declare a document fake; your funding analyst decides.
Does the applicant need an app?
No. They open a secure link in their browser and can use their phone camera for ID.
Can dealers use it at the desk?
Yes. Send the link while the customer is there, and they can complete it on their own phone in minutes.