Mortgage document verification before underwriting.
Gather every income, asset and identity document through one secure request, see forensic signals on each file, and hand underwriting a loan file with a record you can defend.
mortgage applications showed indications of fraud.
Source: Cotality, September 2026The loan file, collected and checked
Borrowers upload through a secure link; your team reviews each file with its findings beside it.
W-2s and pay stubs
Signals when figures, fonts or structure suggest a document was edited.
From request to a decision you can stand behind.
Four steps, in the order a careful reviewer would take them.
Request
Send each person a secure, one-time link listing exactly what to provide. No account to create.
A loan document workspace for processors and underwriters
Processors gather; underwriters review; managers see the pipeline.
- One case per borrower, following the loan program's template version.
- Ask the borrower for a corrected document without leaving the case.
- Every finding shows its method and location, so reviewers know exactly what to look at.
- The Defensible Record travels with the loan for QC and investor review.
Evidence you can trust. Decisions you can defend.
A wrong flag can cost someone a job or a loan. Nothing here happens on a machine's word alone.
Evidence, not accusation
Truvasse shows what it found and why it might be innocent. It never declares a document genuine or fake. A person always makes the call.
Frequently asked questions
Does Truvasse make the credit decision?
No. Truvasse informs the decision with evidence and signals; your underwriter decides, and the decision is recorded with who made it and why.
Can it spot an edited pay stub?
Truvasse looks at the file's metadata, structure, visual content and internal consistency, and reports what it finds in plain language. It does not label documents fake; it shows reviewers where to look.
How do borrowers send documents?
Through a secure, one-time link. No account is needed, and they can continue on their phone with a QR code.